You Write Code. But Are You Investing What You Earn?
Many developers spend their careers building financial products for others — trading platforms, payment gateways, portfolio apps — while their own savings sit in a bank account earning 0.01% annual interest.
If you're based in Spain or are a Spanish resident, MyInvestor is one of the most developer-friendly financial platforms available right now. It's fully digital, has some of the lowest fees in the Spanish market, and offers everything from savings accounts to index funds and robo-advisor portfolios.
What Is MyInvestor?
MyInvestor is a Spanish digital bank and investment platform regulated by the Bank of Spain and backed by Andbank. It offers:
- Index funds and ETFs: Access to Vanguard, iShares, Amundi and more, with no minimum investment on most funds.
- Robo-advisor portfolios: Automated index-based portfolios built by their team, from conservative to aggressive.
- High-yield savings accounts: Competitive interest rates, fully insured up to 100,000€ by the Spanish Deposit Guarantee Fund (FGD).
- Stocks and ETFs brokerage: Buy shares and ETFs through their broker with competitive commissions.
- Mortgages and personal loans: Full banking services if you want to consolidate.
Why Developers Like MyInvestor
The platform is 100% digital — no branch visits, no paperwork piles. The mobile app is clean, the onboarding takes about 10 minutes, and their API-first thinking shows in how smoothly everything works.
Their fee structure is transparent: index funds carry only the fund's own management fee (often 0.15%–0.30% for Vanguard funds), with no platform custody fee on most products. That's genuinely competitive against most Spanish banks that stack additional fees on top.
They also have a strong community and publish regular educational content, which aligns well with the mindset of developers who want to understand what they're investing in, not just follow the crowd.
The 25€ Welcome Bonus
If you open an account through our referral link, you can get 25€ as a welcome bonus when you meet any of these conditions:
- Bring at least 1,000€ to your account
- Contract a deposit
- Invest at least 100€ in any of their investment products (funds, robo-advisor, etc.)
Open your account here: MyInvestor — Referral Link (affiliate link — no extra cost for you)
The bonus is credited automatically once the condition is met. No tricks, no hidden requirements.
Things to Keep in Mind
- MyInvestor is available only for Spanish residents (you need a Spanish NIE or DNI and a Spanish phone number).
- Investment products are not bank deposits — their value can go up or down.
- The robo-advisor portfolios are passive index strategies, not actively managed funds.
Resources
- MyInvestor official website
- MyInvestor fee comparison (Spanish)
- Bogleheads Spain community — the index investing community most MyInvestor users belong to
Start Investing Today
If you've been putting off opening an investment account, this is a good moment to start. MyInvestor makes it genuinely easy, and the 25€ bonus is a small but real push to get going.
Open your account on MyInvestor → (affiliate link — no extra cost for you)
This article is informational and does not constitute financial advice. Consult a qualified financial advisor before making investment decisions. Past performance of any investment product does not guarantee future results.